Canada’s Tax System
August 4, 2025
It is critical to understand how the tax system impacts or investments. It’s not what you make, but rather what you keep!
It is critical to understand how the tax system impacts or investments. It’s not what you make, but rather what you keep!
The stock market is the best place to make money with your investments over the long term. This post discusses the basics of the market, then how the market actually works. Finally we provide the main strategies used in the past for success.
Used well, diversification can improve our portfolio’s return while lowering the overall risk of the portfolio. Under diversification increases risk. Over-diversification reduces performance to the market index
Fractional Banking is the process which allows the banks to make huge profits off of our deposits, all the while paying us a small pittance of the income generated.
How to set up the long-term portion of your 3-Plan financial portfolio. Alignment with long-term trends in the economy to drive above average growth is the key concern. Focus on investments with growth stocks to benefit from superior returns.
How to set up the medium-term portion of your 3-Plan financial portfolio. Steady growth is the key concern. Focus on investments with known returns or dividend paying stocks to protect from downside risks.
How to set up the short-term portion of your 3-Plan financial portfolio. Safety of cashflow is the key concern. Focus on interest generating investments. Time laddering these investments is explained
Here’s a new framework for managing our financial resources to meet our financial goals.
Risk has more elements than financial, so what is our definition?