There are a lot of issues with the marketing of Portfolio Funds at banks. Here are our recommendations and rationale to fix these concerns!

Investment industry regulations require fund companies to fully disclose the costs to investors who own, or are interested in owning, their funds. Are some banks now in violation of the spirit of this regulation?

The mutual fund industry solved a big problem when they created the deferred sales charge (DSC) model. Maligned by a long-term disinformation campaign the DSC option was eliminated 5 years ago. Is it time to bring it back?

The Canadian Investment Regulatory Organization (CIRO) started operations early in 2024. From my agency’s perspective, they started on the wrong foot! Here’s the story.

One of the most important drivers of human behavior is how we get rewarded. “Tell me how a person gets paid, and I’ll tell you how that person behaves”. To get the best out of your finances, you MUST know

Recently regulators have pushed for lower cost models in the financial industry. The result? Poorer performance for average Canadians. What should CIRO be doing instead?

Over the years the terminology used in the financial industry has evolved. But has anyone looked at the results? We will in this article!

The way the investment regulators define risk only considers the short-term perspective. Successful investing requires long-term thinking. It’s time to change categorization.